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Our agency insures many businesses of all sizes.  When working with new clients, we are often surprised to find that many businesses are not fully educated about some very important coverage and risk management techniques that could be critical to their operation. READ MORE >>

  What Liability Limits do you carry on your Personal Auto Policy?    What about your Umbrella Policy Limits?  Do you have an Umbrella Policy?  What is an Umbrella Policy?   These questions are not sales questions, these are financial questions. READ MORE >>

This is a question we ask all of our private school clients.   The answer to this question will determine if a school can survive a disaster regardless of the insurance coverage.  Insurance is a financial component to help protect a school. READ MORE >>

According to an article in The Daily Mail, being distracted by heightened emotions can increase your chances of an auto accident by almost 10 times.  These emotions can be in the form of anger, sadness, agitation or openly crying. Previously,  these kinds of statistics were overlooked. READ MORE >>

Having a good safety program for you church does not have to be costly, however, failing to have one could cost Everything! Here are 5 Simple Tips that every church can take that will help protect their church but not affect the budget. READ MORE >>

Distracted Drivers- A Problem for Everyone! Recently, I witnessed and accident at an intersection where one pick-up t-boned another.  Luckily, no one was seriously injured, but the driver who ran the red light said that all he did was "look down at something" and when he looked up, the light was red and it was too late to stop. READ MORE >>

New Year, New Budget: 5 Ways to Improve Your Financial Health The beginning of a new year is often a time to reflect on your goals and measure the progress that you have made towards achieving them over the past year. Personally, I like to use New Year’s as a time to refocus my finances. READ MORE >>

A standard home or renter’s insurance policy typically includes coverage for your personal property. If the belongings in your home were burned to the ground, wiped away by a storm or damaged from another covered peril, your personal property limit would help replace those items. READ MORE >>

How To Winterize Before the First Freeze Don't get caught off guard with an unprepared home when winter hits. Use this simple checklist of 10 items to help better prepare your home for winter.   1. Door and Window Frames Examine weatherstripping around windows and door frames. READ MORE >>

Don't Say Goodbye Until You Read This Your child graduated from high school and you couldn’t be more proud, but now stars the summer of planning for your new grad’s first semester in college. You’ve planned orientation visits, packed up childhood rooms, and maybe even helped your child pick their courses. READ MORE >>

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