What type of insurance do you need?

Do you periodically walk around the perimeter of your vehicle for a safety check? If not, it’s time to start. We've recently received this story that will leave you with chills….

Wednesday, I approached my truck from the passenger side to place my 
computer bag (aka my man purse) in the front passenger seat.
  
As I reached to open the door I noticed there was a hole right under  my door handle.
  
My first thought was, "someone has shot my truck!"
  
I began to think about it and inspect it a little closer and the "light"
slowly began to come on.
  
I phoned my friend who owns a body shop and asked if he had any vehicles
with damage to the doors that looked like a bullet hole.
  

 "Yes, I see it all the time. Thieves have a punch and place it right under
the door handle, knock a hole through, reach in and unlock it, just as if
they have a key.  No alarms, broken glass, or anything."
  
I then placed a call to my insurance agent and explained it to him. I was
puzzled that they left my GPS and all other belongings.
  
Here is where it gets scary!
  
"Oh no, he said, they want the break-in to be so subtle that you don't
even realize it. They look at your GPS to see where "home" is. Or check your
address from Insurance and Registration in your glove box.


Now, they know what you drive, go to your home, and if your vehicle isn't
there they assume you aren't and break into your home."
  
He said they will even leave a purse or wallet and only take one or two
credit cards. By the time you realize there has been a theft, they may have
already had a couple of days or more to use them.
  
(I didn't realize my situation for two full days!)
  
They even give you the courtesy of re-locking your doors for you.

 
Periodically, walk around your car, especially after you park in a
shopping center or other large parking area. It’s important to contact your credit card companies, insurance agent and report any stolen items to the police. This is a serious issue that we want to warn all of our surround communities about! Please spread the word and go check your car! As always, if you have any questions, please don’t hesitate to call 806-763-7311 or chat with us online for immediate assistance. Stay safe!

Posted 8:16 AM  View Comments

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