What type of insurance do you need?

Have you ever stopped to think about what you should keep in your car in case of an emergency? Often times we don’t realize what we need until something happens. Instead of getting caught in a situation where you need something you don’t have, make sure you follow these few tips to make sure you have these items to get out of a sticky situation.

1.       Flashlight – Everyone has a flashlight app on their smart phone these days. But in case your phone runs out of battery, you should keep an “old school” flashlight in your car if you’re stranded at night, or in case you need to look for your keys, cell phone, license, etc. that you’ve lost under the seat of your car.

2.       Small Fire Extinguisher – If you are in an accident and your car catches on fire you will want an extinguisher on hand so you can stop the flames before they grow out of control.

3.        First Aid Kit – A small cut or bruise might not be an “emergency” but a deep gash that needs a bandage to stop the bleeding might be something you would want to be prepared for.

4.       Jumper Cables – If your car battery dies but you don’t want to pay for a tow truck to bail you out, jumper cables can do the trick if you’re in a location with other people and vehicles. (Just be careful you read the directions or educate yourself on where the cables connect.)

5.       Yes, again our smart phones most likely have GPS or map apps but we’re preparing you for the emergency situation where your phone is out of commission.

6.       Heavy Duty Compact Shovel – There are countless situations where you could need a shovel in an emergency, including digging your tires out of the mud or snow.

7.        Dip Stick and Oil – Oil is essential to the health of your engine. Running on little or no oil will burn out your engine and cost you several thousands of dollars. It is especially important to carry these items if you are heading out on a road trip where long drives can quickly run down your oil supply.

8.        Food, Water, Clothes, Money – We assume it is pretty obvious how these things would be important to keep in your car. An extra set of mittens, boots and a jacket could be especially important in the winter when a couple of hours of being stranded on the side of the road in the winter could cause frost bite.

9.       Vehicle and Emergency Information – Having your license, registration, insurance and the numbers of important people to call in an emergency are very important to keep in your car or with you at all times. These can easily be stored in the glove compartment of your vehicle.

Whether you are driving a mile from home or traveling across the country, always have emergency equipment on board with you. Drive safely!

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