What type of insurance do you need?

Why Your Homeowner's Insurance Needs a Checkup

Think about all the changes you make to your house - adding or removing furniture, installing a new hot water heater, replacing the roof, repairing your fence, etc. Now, think about all the changes you make to your homeowners insurance policy to reflect those changes. Do they add up? To make sure your home is properly protected, plan an annual homeowners review to determine if you may need to adjust your coverage. Don't let this scare you, sometimes this can actually save you money!

3 Common Areas That Affect Coverage
  1. Renovations
    Remodels and additions may increase the estimated replacement cost of your home - even the smallest changes can make a difference. 

  2. Inventory Changes
    Your personal possessions often vary when life-changing events take place such as a kid moving out from college, having a child, marriage and combining households, divorce or even death. These changes can increase or decrease the amount of coverage you need. 

  3. Safety Upgrades or Improvements
    Adding security features or upgrades on your house could possibly save you money on your home insurance premium! Did you install a new security system, get a new roof, upgrade your electrical wiring and/or plumbing? Let your agent know, there may be discounts available! 

Home Inventory Checklist

Use a room-to-room checklist to make sure you are replaced properly in the event a disaster strikes and you lose all of your belongings! To retrieve a pre-made inventory checklist, click here to have it emailed to you! We promise no spam will be sent!

Still wondering if you have enough coverage or if you're missing any discounts? Call us 806-763-7311 to speak with an agent who can assist you. Not a client? No worries, you can still give us a call - we are here to help. 

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

View Mobile Version

Our Customer Feedback

Our latest blogs

  • GuideOne
  • Hanover
  • Hartford
  • Travelers
  • Safeco
  • StateAuto
  • Progressive
  • Carrier
  • Carrier
  • Carrier
Shropshire Insurance
Social Icon Social Icon Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder