What type of insurance do you need?

What is Travel Insurance?

Travel insurance can protect against the loss of non-refundable travel costs, such as airfare, hotel and tour expenses. Other types of travel insurance offer protection against losses due to medical emergencies, damage to personal property and death, which may occur away from home on vacation. 

Major Types of Travel Insurance

Trip Cancellation: Reimburses you for pre-paid travel expenses if you aren't able to take your trip because you or a family member becomes ill or dies.

Travel Delay: Reimburses you for pre-paid travel expenses if you aren't able to take your trip because of a travel delay, such as a flight delay or cancellation.

Trip Interruption: Reimburses you for prepaid expenses if your trip is cut short because you or your family member become ill, die or because of any other misfortune listed in policy. Covered reasons might include bad weather, airline strikes, terrorism, bankruptcy, jury duty or fire/flood damage to your home.

Emergency Medical Expense: Reimburses you for medical and emergency dental expenses that you have because of an illness or injury while you're traveling.

Baggage Loss: Reimburses you for lost, stolen or damaged personal items. This usually doesn't cover personal items that may be lost or damaged by an airline. If you buy baggage insurance, be sure to review the policy for the list of property that wouldn't be covered. Some of your property may exceed the limits allowed. 

Rental Car Damage: Reimburses you for damage or loss to a rental vehicle. if you have this coverage, you may decline the collision damage waiver rental car companies offer. this coverage doesn't provide liability protection. 

Medical Evacuation: Provides emergency transportation to take you either to a hospital near your area or travel for transportation back to a hospital near your home.

For travel insurance quotes, contact Travel Guard or get a direct quote from their website: https://buy.travelguard.com/tgi2/pct/default.aspx?br=tgdirect&pc=PCTDS-PGS&intcmp=clc-001-Nav-1-GetQuote

As always, if your are every curious on the importance of this coverage, call our office at 806-763-7311 to discuss more with one of our agents. www.shropshireinsurance.com 
Posted 10:05 AM

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